If you need an insurance adjuster, chances are you've run into some bad luck with property, either through a theft, accident or act of nature (a tornado or earthquake, for example).
What is an insurance adjuster?
Adjusters investigate insurance claims, negotiate settlements, authorize payments and deal with claims where there is a question of liability and where fraud or criminal activity is suspected.
Insurance adjusters work primarily for property and casualty insurance companies, and they determine whether a customer's insurance policy covers the loss for which they are applying. They also calculate how much of the loss should be paid by the insurance company.
What working with an insurance adjuster is like
When you choose your insurance company, you essentially choose your insurance adjuster. Should you need an independent adjuster, see our listings on kudzu.com to start.
For and foremost, it's important to understand how your claim will be processed before you actually need the service, as you (understandably) may not be thinking clearly when something catastrophic happens.
Here is a general overview of how an insurance adjuster works with a car accident that was another driver's fault:
Once an insurance claim is filed, the adjuster interviews the claimant and witnesses, consults police and hospital records, and inspects the car's damage to determine liability.
Adjusters also may consult with other professionals, such as accountants, mechanics or physicians, who can offer a more expert evaluation of a claim.
All the material — interviews, photos, taped statements, etc. — is put into a report.
The claim is evaluated by the adjuster. When the policyholder's claim is deemed legitimate, the adjuster negotiates with the claimant and settles the claim. When claims are contested, adjusters work with attorneys and expert witnesses to defend the insurer's position.
How adjusters are licensed
Licensing requirements vary from state to state, but continuing education is extremely important. If you have questions about the adjusters that work for your insurance company, contact your company for more information.
Applies to weekly or bi-weekly new customers only. Not valid with any other offer. With Valpak? coupon only. Coupon void if altered.
Maid Brigade San Rafael, CA 94901 (415) 459-4992
10% Up To $3000 Off OF Any Job!
Free Estimates. Decks, Fences, Patio Covers, Gazebos And So Much More. Please Call Today For An Appointment. One coupon per customer. Coupons may not be combined with any other offer. Not valid with any other offer. With Valpak? coupon only. Must present coupon at time of order. Coupon void if altered.
Free Estimates. Decks, Fences, Patio Covers, Gazebos And So Much More. Please Call Today For An Appointment. One coupon per customer. Coupons may not be combined with any other offer. Not valid with any other offer. With Valpak? coupon only. Must present coupon at time of order. Coupon void if altered.
Fencepro Brisbane, CA 94005 (415) 468-8485
$100 OFF
$20 off each of the first 5 cleanings. New customers only. Customized cleaning. merrymaids.com. Not valid with any other offer. Coupon valid at this location only. Coupon void if altered.
$20 off each of the first 5 cleanings. New customers only. Customized cleaning. merrymaids.com. Not valid with any other offer. Coupon valid at this location only. Coupon void if altered.
Merry Maids San Jose, CA 95128 (408) 983-0403
2 Room SPECIAL Carpet Cleaning $69.95
Up to 250 sq ft. 25 cents extra each additional sq ft. One coupon per household. With coupon only. Not valid with any other offer. Coupon void if altered.
Up to 250 sq ft. 25 cents extra each additional sq ft. One coupon per household. With coupon only. Not valid with any other offer. Coupon void if altered.
AK Chem Plus Pleasant Hill, CA 94523 (925) 822-2280
Would you like to comment on this article?
